![]() And I don’t have any other Capital One products. I didn’t use the Venture account in any questionable ways. Yep, they converted nearly 60,000 hard earned “miles” to just short of a paltry $300. Rather than letting me transfer the “miles” to airline miles or hotel points, they automatically used my points at a half cent each to partially pay my credit card balance. The worst part of all of this is what Capital One did with my rewards. Unfortunately, it can’t be reopened, and we are not able to offer additional information about this decision. We’re writing to let you know that this Capital One credit card account has been closed for the following reason:Ĭapital One has observed activity on a past or present Capital One account that is not consistent with the bank’s expectations for account activity. The letter, when it came a week later, said that they didn’t like activity observed on a past or present Capital One account: I didn’t learn anything from from the call other than that my account was closed and that I would receive a letter. I then logged into Capital One and saw that my account was labelled as “Restricted”. I discovered the offense on July 1 when I received an email from a subscription service saying that my card couldn’t be processed. ![]() On June 25th, Capital One unilaterally closed my account without warning. I’ve gone over and over my statements, and seriously can’t see a single purchase that a card issuer wouldn’t like.īut Capital One found something somewhere that it didn’t like. I never used the Venture card to buy a single gift card or to pay friends or to fund a gambling account or anything else remotely sketchy. I know you don’t believe me because Nick didn’t believe me when I told him. I never used the card for anything anyone would consider questionable. I had many more months to complete the remaining spend. To-date, I had earned the 50K portion of the signup bonus, but I was still working towards the full 100K. In other words, this became my go-to “everywhere else” card when I couldn’t earn 5x for dining, 4x for grocery, 8x for gas, etc. Once the card arrived, I used it for all of my daily spend except when other cards offered good bonus categories. The offer I had signed up for was for up to 100K “Miles”: Earn 100K with $20K spend in 12 months, or still earn 50K with $3K spend in 3 months. ![]() By some miracle, I got in on the 100K Venture offer despite the fact that Capital One had rejected all of my previous card applications year after year. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age (40 and older), national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law.In April, I was super excited when Capital One finally approved me for a credit card. If you have visited our website in search of information on employment opportunities or to apply for a position and you require an accommodation, please contact Capital One Recruiting at 1-80 or via email at All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation.Ĭapital One is an equal opportunity employer (PDF) committed to diversity and inclusion in the workplace.
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